MetLife offers flexible life insurance options for each unique situation ...
A leading global provider of insurance, MetLife serves more than 90 million clients in 60 countries, and one of the largest insurance companies in North America. Their term life insurance policies provide a cost-effective solution to meet your temporary life insurance needs, while giving you the flexibility to alter your policy or upgrade to permanent life insurance. In addition to Term Life, MetLife offers several types of Permanent Life policies to match every lifestyle and budget.
Crosspointe Insurance Advisors can help you choose the MetLife life insurance policy that provides the right amount of protection for your family. We will work with you to determine which plan makes the most sense, and help you get the most affordable plan to meet your short and long-term needs.
MetLife Term Life Insurance:
These flexible life insurance policies give you the option to change your policy as your life circumstances change. If you want an affordable way to get the maximum coverage for a specific time period and you need enough insurance to cover your financial responsibilities, then a Term Life policy from MetLife may be the perfect choice. Term life insurance can also supplement a Permanent Life Insurance plan during periods when your coverage needs are higher. While there is no cash value accumulation in a Term Life policy, it is the most affordable way to give your family peace of mind.
MetLife Whole Life Insurance:
One of the simplest ways to buy permanent life insurance, Whole Life gives you guaranteed premiums for permanent coverage, plus death benefits and an accrued cash value over time. Unless you cancel the policy, a Whole Life plan protects you for your entire life. Plus, it gives you the peace of mind that comes with a guaranteed fixed premium and death benefit. The cash value of the plan grows each year and it is tax-deferred.
MetLife Universal Life Insurance:
A more complex form of permanent life insurance is Universal Life, a plan that affords flexibility with the duration and amount of your monthly premium. Within certain limits, policyholders can change the death benefit and build up the cash value of the plan as a way of lowering the monthly premium. Like Whole Life insurance, a UL plan offers lifetime protection and the option of guaranteed monthly income for beneficiaries.
MetLife also offers a Legacy Survivorship policy that can cover two people - usually spouses - under one policy, where the benefit is only paid after the second person passes away. This is the ideal plan for people who want to leave an inheritance for their heirs, a favorite charity or a university. It can also make estate distribution much easier.
Find out more about the benefits of choosing a MetLife life insurance plan. The insurance experts at Crosspointe Insurance Advisors will help you discover which one is right for you and your family.