As leading provider of Long Term Care (LTC) insurance ...
John Hancock is dedicated to educating consumers about the cost of long term care, and the effect it could have on their personal assets. By offering a variety of options and features in their customized long term care coverage, John Hancock helps customers face the future with confidence. With a John Hancock LTC insurance policy, you can get the care you need in the event of an accident or illness, whether at home or in a long term care facility, without worrying about how you will pay for it.
Crosspointe Insurance Advisors can take the guesswork out of purchasing long term care insurance by doing an evaluation of your coverage requirements and the assets you wish to protect. The earlier you start with a long term care policy, the lower your premiums will be.
Why choose John Hancock for your Long Term Care (LTC) insurance?
When you start looking around at all the LTC insurance options available today, you begin to realize how important it is to work with a company you can trust. John Hancock provides valuable support and financial strength that will cover you and your family while meeting your budget requirements.
As a market leader focused on providing innovative LTC insurance that gives you control over your finances, John Hancock is a company you can rely on. According to Thomson Reuters, their commitment to excellence and customer service has made John Hancock the largest life insurance company in North America. With over 145 years of experience in the insurance business, John Hancock has been offering long term care options since 1987. To date, they have written more than 1.3 million long term care insurance policies and paid more than $3.2 billion in LTC insurance claims.
John Hancock LTC Insurance Coverage Options:
As a John Hancock customer, you will benefit a number of options and features that can be incorporated into a plan that you design.
Calculating your coverage options in a John Hancock long term care policy, you will need to consider:
- Your total coverage needs - this is the value of the assets you want to protect over a certain period of time. This amount, along with the duration of the benefit period, will be the basis by which your benefit amount will be calculated.
- Elimination Period - this is the amount of time you will pay for long term care on an eligible claim before the benefits from an LTC policy will begin.
- Inflation Protection - this additional coverage helps your benefits grow over a period of time so you can keep up with the rising cost of long term care.
- Partnership availability - John Hancock offer one of the most competitive partnership plans across the country. Check with your advisor on availability in your state.
At Crosspointe Insurance Advisors, we are ready to help you design a John Hancock LTC insurance policy that will protect your assets in the event that you need coverage for long term healthcare. Contact us today for an evaluation of your coverage needs and a free LTC insurance quote.