Whether you own an auto repair shop, an ad agency, or beauty salon, if you run a business you need a Business Owner's Policy (BOP). Just like larger companies, a small business owner needs protection from property damage and other potential liabilities. You may also need business vehicle insurance and workers compensation insurance.
Crosspointe Insurance Advisors offers a wide range of commercial business insurance. Through our network of carriers, your business can be protected in the event of a natural disaster, fire, vandalism, burglary and more. Business liability insurance will also protect your company from losses incurred from an accident or injury that occurs on your property or in your place of business, and it will protect your assets if someone makes a liability claim against your business.
As a business owner, you must make a number of important decisions concerning insurance, including coverage for your company vehicles, workers' compensation and disability claims, and damage to your physical property.
Your Crosspointe agent will advise you on the most sensible and affordable business insurance options. We can also combine several different types of insurance together into one affordable package of protection for your business.
Our Commercial Business Insurance policies could cover you for a variety of common business risks:
- Property claims
- Premises and Operations Liability
- Loss of Income
- Breakdown of Equipment
- Product Liability and Completed Operations Claims
- Fire Legal Liability Claims
Even if you already have a Business Owners' Policy, the needs of a small business change frequently. Crosspointe will evaluate the current needs of your business and help you choose a plan that will bring your coverage up to date.
Commercial Insurance Coverage is an Important Part of Your Plan
Remember, no matter how hard you work to achieve success in your business, a single disaster can destroy your business or wipe out your investment. Make sure your business can remain afloat when a disaster strikes - protect it with the right amount of business property and liability coverage.
Don't let all the decisions related to small business owner's insurance confuse you. We can help you understand the type of policies you need and present you with an affordable package that will work well for your business.
Crosspointe takes tremendous pride in helping our commercial clients learn about Business Owners' Policies. More than 60 percent of our clients live in Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri and Ohio.